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VAT-ready, GDPR compliant, with automatic payment reminders. Built for UK freelancers, contractors, and sole traders.

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UK-registered companyUK GDPR compliantMTD-readyVAT readyData encrypted at rest
Invoice
INV-042
Paid
Billed to
Acme Corp Ltd
London, UK
Consulting services — May£1,200.00
Day rate (3 days @ £150)£450.00
VAT 20%£330.00
Total due£1,980.00

Payment matched

via Open Banking

Everything UK freelancers, contractors, and sole traders need

Invoa handles the invoicing admin so you can focus on your work.

Invoice in under a minute

Select a client, add line items, hit send. Invoa generates a professional PDF and emails it directly to your client — no downloads, no manual attaching.

HMRC-compliant VAT invoices. Day rate and project billing. Custom numbering. Your logo and branding.

Get paid automatically

Business · Beta

Connect your UK bank via Open Banking. When a payment matching an invoice arrives, Invoa marks it paid — no logging in, no manual updates.

Read-only bank connection. Works with all major UK banks. Auto-reconciliation in beta.

HMRC-compliant, always

Every invoice includes the VAT number, tax breakdown, and fields HMRC requires. Works for sole traders and limited company contractors. Automatic payment reminders chase late payers so you don’t have to.

MTD-compatible records. Automatic overdue detection. Reminder emails with PDF attached.

Business plan · Beta

Invoices mark themselves as paid

Connect your UK bank account via Open Banking. When a matching payment arrives, Invoa reconciles it automatically.

  1. 1

    Connect your bank

    Secure, read-only connection via Open Banking. Takes under a minute.

  2. 2

    Invoice your client

    Send invoices as normal. Invoa monitors your bank feed in the background.

  3. 3

    Get paid automatically

    Matching payment arrives → invoice marked paid. No manual action needed.

See Business plan

Invoice

INV-038

Acme Corp Ltd · £3,250.00

Awaiting payment

Bank activity

ACME CORP LIMITED

Today, 14:32

+£3,250.00
Invoice automatically marked as Paid

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